Pet Insurance
Pet Insurance
For example, 24-hour emergency care for pets can easily exceed $1,000 per day. Surgeries, such as the repair of fractured bones or exploratory procedures, can cost thousands of dollars — and that’s without considering the additional costs of recovery and after-care treatment. This can place pet owners in the di cult position of having to choose between their pet’s health and financial constraints. To avoid this heartbreaking dilemma, we strongly recommend pet insurance for the added security and peace of mind it offers.
What does pet insurance cover?
While the specifics of coverage can vary depending on the insurer, most pet insurance policies cover a range of treatments related to accidents and unforeseen illnesses. Key factors to consider when comparing policies include:
- Claim Excess: The amount you must pay out of pocket before the insurer covers the remainder.
- Proportion of Costs Covered: Different policies may cover anywhere from 70% to 100% of treatment costs.
- Annual Claim Limits: The maximum amount your insurer will pay in a year for treatment.
- Age Restrictions and Exclusions: Some policies may have age limits or exclude pre-existing conditions.
- Policy Costs: Premiums can vary based on the level of coverage, the insurer, and your pet’s breed and age.
Choosing the right policy can be overwhelming, but our team is happy to help guide you through the options to find the best coverage for your pet’s needs.
Why We Recommend Pet Insurance
In our experience, pet insurance is an invaluable tool in managing unexpected veterinary expenses. We encourage you to discuss your options with us during your next visit, so we can assist you in selecting the right plan to protect your pet’s health and your finances.